We have seen first-hand the value that collaboration and teamwork can deliver for our clients. For the past 10 years we have worked together to provide our clients with the service offering and resources of a large firm with the touch of a boutique adviser.

Josh Goulding, CFA, CFP®

(703) 566-9573

Josh is a CFA Charterholder and a CERTIFIED FINANCIAL PLANNER™ practitioner. He graduated from Georgetown University where he earned a BA in psychology and Pre-med Studies, as well as an Executive Certificate in Financial Planning. Josh is passionate about providing independent, objective advice to clients. He strives to help clients reach their financial goals every day by delivering comprehensive financial planning that integrates a client's plan and goals with investment management. He is continuously learning and attends ongoing professional conferences like the Financial Planning Association (FPA) annual conference to stay current on advanced planning techniques. Josh also attended the Berkshire Hathaway 2013 annual shareholder meeting in Omaha, Nebraska to hear legendary investors Warren Buffett and Charlie Munger speak. It was in speaking with Buffett's underling, Ted Weschler, that Josh decided to pursue the rigorous CFA® designation. Josh lives in McLean, VA with his wife Kate, two sons, Eli and Hank, daughter, Stella, and Golden Retriever, Hunter. When not working, Josh enjoys going on family ski and beach vacations. 

Jamie Hamilton, AIF®


Jameson "Jamie" has been in the investment management and financial planning business for over 25 years.  He graduated from James Madison University with a BS in Public Policy and Administration and Political Science.  Jamie aspired to enter law school and follow in the footsteps of his Father as an International Trade Attorney.  That was Jamie's dream after his Dad passed away when he was 7.  However, he realized that without sound financial planning and risk management in place his Mother, who never remarried, would never have been able to rear two sons and put them through college on the salary of a teacher/guidance counselor.  After graduation, Jamie landed at the investment firm of Dean Witter Reynolds to gain work experience prior to applying for law school.  After two years of intensive work experience and exams, Jamie was sent to train at the firm's headquarters in New York City.  It was this experience that made Jamie realize his true calling of helping people provide for a secure financial future for their family.  His goal, along with the team, is to provide sound, holistic financial planning and investment management to make sure every client, their spouse, and beneficiaries can successfully achieve their financial goals regardless of the risks that may lie in their future. 

Jamie lives with his wife Inna, son Zachary, daughter Alexis, and three dogs, Yuki, Coco, and Sammie in Virginia Beach, VA.  Jamie spends the workweek in Alexandria, VA.  When not working Jamie and his family spend their free time boating, at the beach, at their vacation home in the Blue Ridge Mountains, and of course the numerous sports activities of the kids.

Jeff Sciscilo, CFA, CFP®


Since the beginning of his career, Jeff has been fascinated with the capital markets and investing. Jeff transformed that fascination into becoming a CFA Charterholder, considered to be the most highly recognized investment credential in the world. Jeff finds talking to clients about the markets and their investment strategies to be energizing and the favorite part of his day. For Jeff, family always comes first. He loves spending his free time with his wife Tess, his son Dominic, and his two daughters Colette and Lucia. Jeff graduated from Christendom College where he studied Political Science and Economics. Jeff also loves playing guitar and is an avid reader who enjoys the continuous journey of learning through books.  

Jennifer Hutton, ChFC®


Jennifer Hutton is a Chartered Financial Consultant with over 17 years of financial industry experience. Jennifer earned her BS degree in Business with a concentration in Finance from East Carolina University where she played Division I soccer. Jennifer enjoys servicing clients' queries and needs in all aspects of financial planning. Jennifer, her husband Jay and their daughter Rose reside in Alexandria, Virginia where she was born and raised.

Sandra Terronez, CFP®, MBA, CTS™️

Wealth Advisor


Sandra comes to 4J Wealth Management with over 15 years of diversified experience within the wealth management industry working with high-net-worth professionals and retirees. As a CERTIFIED FINANCIAL PLANNER™ (CFP®), Sandra works diligently to develop holistic, comprehensive planning strategies to meet the financial needs of our clients.

Originally from San Antonio, TX, Sandra graduated from St. Mary’s University and went on to pursue her MBA from the University of the Incarnate Word. In 2014, she earned her Certificate of Financial Planning from Georgetown University, followed by successful completion of the CFP® examination. In 2021, she earned the Certified Tax Specialist (CTS™) designation granted by the Institute of Business and Finance.

Sandra lives with her husband and son in Vienna, VA. She enjoys spending time with her family and friends attending concerts, travelling, and supporting her son in Boy Scouts.

*Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if 4J Wealth Management, LLC is engaged, or continues to be engaged, to provide investment advisory services.